Cost Containment | Optimize Your Benefits Strategy
At HIA Financial, we expertly balance competitive employee benefits and cost management. Our approach focuses on robust cost-containment strategies tailored to your needs. Leveraging our market knowledge and strategic partnerships, we optimize benefit plans to control expenses without compromising quality or employee satisfaction.
Our team analyzes current benefit structures, identifies savings opportunities, and recommends tailored solutions. Whether negotiating favorable terms with insurers, exploring alternative funding, or integrating wellness programs, we deliver sustainable cost-containment strategies.
Partner with HIA Financial for proactive guidance and innovative solutions designed to enhance your bottom line while ensuring valuable, competitive benefits. Contact us to achieve cost efficiency and maximize the value of your benefit investments.
AI & Data Analytics | Transform Your Benefits
We use cutting-edge AI and advanced data analytics to revolutionize employee benefit design. Our AI algorithms and sophisticated analytics provide deep insights into workforce demographics, utilization patterns, and cost drivers, allowing us to craft customized, cost-effective benefit plans.
Our proprietary AI tools predict healthcare trends, identify risks, and optimize benefit offerings for maximum efficiency. By analyzing large datasets, we uncover hidden patterns, recommending proactive measures to mitigate costs and enhance employee wellness.
Through our data-driven approach, we balance cost containment and comprehensive coverage. Whether implementing wellness initiatives, negotiating with providers, or optimizing plan structures, HIA Financial delivers innovative strategies with tangible benefits. Contact us to transform your benefit strategy with AI-powered solutions.
Lowest Cost | Achieve Affordability!
HIA Financial excels in securing cost-effective benefit plans tailored to employers' unique needs. With our industry experience and strong relationships with carrier underwriting teams, we navigate the insurance marketplace to find optimal solutions.
We begin with a thorough analysis of your requirements and budget. By leveraging our network of carrier partners, we negotiate competitive pricing and favorable terms, accessing exclusive pricing advantages.
We provide transparent cost comparisons and strategic recommendations, empowering informed decisions. Whether health insurance, dental coverage, or retirement plans, HIA Financial delivers value-driven solutions prioritizing affordability. Contact us to explore how we can secure the lowest-cost plans for your organization.
Employee Education: Empower Your Workforce
At HIA Financial, we believe informed employees are empowered employees. We prioritize comprehensive communication and robust education in our benefit plans to ensure employees understand and appreciate their benefits.
We craft tailored communication plans detailing benefit offerings, eligibility, enrollment, and updates. Through personalized emails, webinars, and workshops, we engage employees throughout their benefit journey.
We provide resources and tools for informed decisions, understanding healthcare options, and utilizing wellness programs effectively. By fostering a culture of knowledge, we enhance employee satisfaction and engagement. Contact us to elevate your benefits program with proactive communication and educational resources.
Compliance Program | Ensure Regulatory Adherence
HIA Financial specializes in ensuring your benefit plans meet regulatory standards. Our team excels in compliance management, navigating requirements from agencies like the Department of Labor and IRS.
We proactively craft detailed Summary Plan Descriptions (SPDs) in-house, supported by a benefits law attorney. Our resources and auditing checklists ensure regulatory adherence, with ongoing updates and reviews to align with evolving laws.
We offer compliance audits to identify potential issues and recommend corrective actions. Partnering with HIA Financial means gaining a trusted ally dedicated to safeguarding against regulatory risks. Contact us to benefit from our tailored compliance solutions.
HR Advisory | Enhance Your HR Capabilities
Choosing HIA Financial means accessing a robust suite of HR advisory tools and strategic partnerships. Beyond comprehensive benefit plans, we offer resources and expert guidance to enhance HR capabilities.
Our advisory tools include access to employment law attorneys, an HR resource library, and tools for internal policy generation. Through our partnership with Zywave, we offer software solutions that streamline HR administration and compliance.
We empower HR professionals with tools and support to navigate complexities, optimize operations, and focus on strategic initiatives. Partner with HIA Financial to elevate HR capabilities and streamline benefits administration. Contact us to explore our comprehensive solutions and personalized support.
custom solutions
We're Experts in Employee Benefit Plan Design
At HIA Financial, we craft custom, cost-effective employee benefits plans for companies, organizations, and non-profits across all industries. Our expert team delivers a comprehensive suite of benefits to maximize value and control costs, including:
Medical, Dental, and Vision Insurance Plans
Retirement Plans (401k, 403b, Pensions)
Life/AD&D (Accidental Death & Dismemberment)
Disability (Short-term & Long-term)
Flexible Spending Accounts (FSAs)
Health Savings Accounts (HSAs)
Section 125 Cafeteria Plans
Self-Funded Plans
Health Reimbursement Plans (HRAs)
Premium Only Plans (POPs)
Michelle Garr
Client Support Specialist
Shaun Rohrich
Training Specialist
Kelley Rays
Employee Benefits Broker
M. Daley Hill
Licensed Insurance Counselor
Amanda Calleja
Account Manager
Dan J. Milan, JD
OUR PARTNERS
Improve Attraction & Retention Rates
- 76% of employees consider health insurance to be the most important benefit. (Source: Employee Benefit Research Institute)
- 56% reduction in employee turnover can be achieved by offering health insurance. (Source: SHRM)
- 64% of employees are more likely to stay with a company that offers good benefits. (Source: Glassdoor)
Increase Employee Satisfaction & Productivity
- 88% of employees say health insurance is important for their job satisfaction. (Source: SHRM)
- Employees with good benefits are 3 Times more likely to be satisfied with their jobs. (Source: MetLife)
Help Ensure Financial Well-being
- 56% of employees are somewhat or very concerned about unexpected out-of-pocket medical costs. (Source: EBRI)
- 75% of employees believe that having disability insurance is important. (Source: MetLife)
Strengthen Your Competitive Advantage
- 82% of employees say benefits are an important factor in their decision to join or stay with a company. Offering a comprehensive benefits package helps companies compete for top talent. (Source: Glassdoor)
Recruit Better Talent
- 82% of employees would be more likely to work for a company offering voluntary benefits. (Source: Employee Benefit News)
- 70% of employees say that better benefits packages would make them less likely to accept a job with a competing employer. (Source: Glassdoor)
get the stats
Offering Employee Benefits is Essential
Choose HIA Financial for your employee benefits package and experience the difference. As a privately owned and independent firm, we prioritize your best interests.
With partnerships with over 35 top insurance providers, we offer the best options and use cutting-edge technology to control costs without compromising quality.
Discover how HIA Financial can help you attract top talent and boost employee satisfaction. Contact us today to see the HIA difference!
Frequently Asked Questions
Who are your integration and payroll partners?
Can HIA Financial help with employee communications?
How do you assist with cost containment?
Can you help with wellness programs and health initiatives?
What industries do you specialize in for employee benefits plans?
- Manufacturing
- Transportation
- Education
- Construction
- Legal
- Healthcare Professionals (including surgical offices, dental and vision providers, outpatient facilities, nursing homes)
- Restaurants
- Tech
- Automotive
- Marketing
- HVAC
- Wholesalers and Distributors
- Private Equity
- Engineering
- Architects
- Accounting
- Other
Our specialized knowledge allows us to design benefits packages that effectively address industry-specific challenges and enhance employee satisfaction. Contact us to learn more about how we can support your industry’s needs.
What is your experience with mergers and acquisitions (M&A)?
How do you handle employee engagement surveys?
What makes HIA Financial different from other brokers?
Do you offer travel health insurance for our employees?
Can my employees reach out to you directly if they have questions?
Yes! We have a Benefit Advisor Connect service that serves as our formal direct-to-employee channel. It is available to employees or spouses for coverage questions, enrollment and decision-making support.
Do you offer multi-language services for my employees who don’t speak English?
How can I get started with HIA Financial?
Getting started is simple. Contact us through our website or call us at (800) 222-0610 to schedule a consultation. We’ll discuss your current benefits programs, your goals, and how our services can be tailored to meet your needs. Our team will guide you through the process and work with you every step of the way.